Mortgage Calculator - Ghana Realty Connect

Mortgage Calculator

Calculate your monthly payments and total mortgage costs with Ghana's leading banks

🏦Our Banking Partners

🏦 GCB Bank
🏦 Ecobank Ghana
🏦 Stanbic Bank
🏦 Standard Chartered

Interest rates range from 22% - 32% per annum • Flexible payment terms • Up to 25 years

Calculate Your Mortgage

GHS 50,000GHS 5,000,000
10% (Minimum)50% (Maximum)

Down Payment: GHS 100,000

22% (Best Rate)32% (Standard)
5 years (Minimum)25 years (Maximum)

Monthly Payment

GHS 8,954

Principal + Interest

Loan Amount
GHS 400,000
Total Interest
GHS 1,749,600
Total Paid
GHS 2,149,600
Loan Term
240 months

Payment Breakdown

💡Affordability Guide

Recommended Monthly Income:

Based on 30% debt-to-income ratio

Tips for Approval:

  • Maintain a credit score above 650
  • Have 3-6 months of expenses saved
  • Keep debt-to-income ratio below 40%
  • Provide proof of stable employment

🏦 Bank Options

GCB Bank
22% - 28% APR
Ecobank Ghana
24% - 30% APR
Stanbic Bank
23% - 29% APR

📄 Required Documents

  • Valid ID (Passport/Voter's ID)
  • Proof of income (3 months)
  • Bank statements (6 months)
  • Property valuation report
  • Tax identification number
  • Employment letter

💬 Need Help?

Connect with our mortgage advisors to get personalized recommendations.

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